• Re: Happy Christmas all you pensioners

    From Spike@21:1/5 to The Natural Philosopher on Wed Dec 18 10:25:21 2024
    The Natural Philosopher <tnp@invalid.invalid> wrote:

    https://www.youtube.com/watch?v=mQrvmY5s2mo

    Brilliant!

    --
    Spike

    --- SoupGate-Win32 v1.05
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  • From The Natural Philosopher@21:1/5 to All on Wed Dec 18 10:16:49 2024
    https://www.youtube.com/watch?v=mQrvmY5s2mo

    --
    “Those who can make you believe absurdities, can make you commit atrocities.”

    ― Voltaire, Questions sur les Miracles à M. Claparede, Professeur de Théologie à Genève, par un Proposant: Ou Extrait de Diverses Lettres de
    M. de Voltaire

    --- SoupGate-Win32 v1.05
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  • From Timatmarford@21:1/5 to Spike on Wed Dec 18 12:39:58 2024
    On 18/12/2024 10:25, Spike wrote:

    The Natural Philosopher <tnp@invalid.invalid> wrote:

    https://www.youtube.com/watch?v=mQrvmY5s2mo

    Brilliant!

    Likewise!

    Happy Christmas all.

    --- SoupGate-Win32 v1.05
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  • From GB@21:1/5 to The Natural Philosopher on Wed Dec 18 13:55:52 2024
    On 18/12/2024 10:16, The Natural Philosopher wrote:
    https://www.youtube.com/watch?v=mQrvmY5s2mo


    Without the ads

    https://www.youtube.com/embed/mQrvmY5s2mo

    --- SoupGate-Win32 v1.05
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  • From The Natural Philosopher@21:1/5 to All on Wed Dec 18 17:51:35 2024
    On 18/12/2024 13:55, GB wrote:
    On 18/12/2024 10:16, The Natural Philosopher wrote:
    https://www.youtube.com/watch?v=mQrvmY5s2mo


    Without the ads

    https://www.youtube.com/embed/mQrvmY5s2mo
    No ads with Ublock origin

    --
    New Socialism consists essentially in being seen to have your heart in
    the right place whilst your head is in the clouds and your hand is in
    someone else's pocket.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From jon@21:1/5 to The Natural Philosopher on Thu Dec 19 08:21:38 2024
    On Wed, 18 Dec 2024 17:51:35 +0000, The Natural Philosopher wrote:

    On 18/12/2024 13:55, GB wrote:
    On 18/12/2024 10:16, The Natural Philosopher wrote:
    https://www.youtube.com/watch?v=mQrvmY5s2mo


    Without the ads

    https://www.youtube.com/embed/mQrvmY5s2mo
    No ads with Ublock origin

    I know, even ITV dramas are spared.

    --- SoupGate-Win32 v1.05
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  • From Adrian Caspersz@21:1/5 to The Natural Philosopher on Sat Dec 21 08:13:45 2024
    On 18/12/2024 10:16, The Natural Philosopher wrote:
    https://www.youtube.com/watch?v=mQrvmY5s2mo


    https://www.ageuk.org.uk/information-advice/money-legal/benefits-entitlements/


    --
    Adrian C

    --- SoupGate-Win32 v1.05
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  • From Spike@21:1/5 to Adrian Caspersz on Sat Dec 21 09:50:59 2024
    Adrian Caspersz <email@here.invalid> wrote:
    On 18/12/2024 10:16, The Natural Philosopher wrote:

    https://www.youtube.com/watch?v=mQrvmY5s2mo

    https://www.ageuk.org.uk/information-advice/money-legal/benefits-entitlements/

    The time limit for applying for Pension Credit (and therefore the Winter
    Fuel Allowance) is midnight tonite (Saturday 21st Dec 2024).

    --
    Spike

    --- SoupGate-Win32 v1.05
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  • From David Wade@21:1/5 to RJH on Sat Dec 21 12:38:10 2024
    On 21/12/2024 11:17, RJH wrote:
    On 21 Dec 2024 at 08:13:45 GMT, Adrian Caspersz wrote:

    On 18/12/2024 10:16, The Natural Philosopher wrote:
    https://www.youtube.com/watch?v=mQrvmY5s2mo


    https://www.ageuk.org.uk/information-advice/money-legal/benefits-entitlements/

    But it seems 100,000s aren't going to claim pension credit - why?!

    Apparently stigma is an issue, accepting handouts, effectively begging. This comes across in some late night phone-ins I've been listening to. But isn't accepting the winter fuel payment much the same as claiming pension credit?


    you could never reject it. It just arrives.

    My best guess is a fear/reluctance to engage with the form filling and vetting
    that goes with means testing.

    take a look at the form. Its over 20 pages long and asks about all sorts
    of peculiar thing. I am sure there is at least one "catch 22" type
    question in there.....

    Dave

    --- SoupGate-Win32 v1.05
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  • From RJH@21:1/5 to Adrian Caspersz on Sat Dec 21 11:17:40 2024
    On 21 Dec 2024 at 08:13:45 GMT, Adrian Caspersz wrote:

    On 18/12/2024 10:16, The Natural Philosopher wrote:
    https://www.youtube.com/watch?v=mQrvmY5s2mo


    https://www.ageuk.org.uk/information-advice/money-legal/benefits-entitlements/

    But it seems 100,000s aren't going to claim pension credit - why?!

    Apparently stigma is an issue, accepting handouts, effectively begging. This comes across in some late night phone-ins I've been listening to. But isn't accepting the winter fuel payment much the same as claiming pension credit?

    My best guess is a fear/reluctance to engage with the form filling and vetting that goes with means testing.
    --
    Cheers, Rob, Sheffield UK

    --- SoupGate-Win32 v1.05
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  • From JNugent@21:1/5 to RJH on Sun Dec 22 00:01:01 2024
    On 21/12/2024 11:17 am, RJH wrote:

    On 21 Dec 2024 at 08:13:45 GMT, Adrian Caspersz wrote:
    On 18/12/2024 10:16, The Natural Philosopher wrote:

    https://www.youtube.com/watch?v=mQrvmY5s2mo

    https://www.ageuk.org.uk/information-advice/money-legal/benefits-entitlements/

    But it seems 100,000s aren't going to claim pension credit - why?!

    Apparently stigma is an issue, accepting handouts, effectively begging. This comes across in some late night phone-ins I've been listening to. But isn't accepting the winter fuel payment much the same as claiming pension credit?

    It never was until now.

    Before Labour got in and started their targeting of pensioners for a
    punishment beating for predominantly voting Conservative, the WFA was a
    part and parcel of the ordinary state pension, earned by having paid in National Insurance for a number of years (though the WFA was the same
    amount even if the recipient had not contributed enough for a full pension).

    But now, the WFA has been abolished and only reinstated as part of
    Pension Credit.

    Even so, anyone who is objectively entitled to Pension Credit is poor on anyone's definition.

    My best guess is a fear/reluctance to engage with the form filling and vetting
    that goes with means testing.

    There can, of course, be more than one reason for that.

    --- SoupGate-Win32 v1.05
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  • From Andrew@21:1/5 to JNugent on Mon Dec 23 12:04:36 2024
    On 22/12/2024 00:01, JNugent wrote:
    On 21/12/2024 11:17 am, RJH wrote:

    On 21 Dec 2024 at 08:13:45 GMT, Adrian Caspersz wrote:
    On 18/12/2024 10:16, The Natural Philosopher wrote:

    https://www.youtube.com/watch?v=mQrvmY5s2mo

    https://www.ageuk.org.uk/information-advice/money-legal/benefits-entitlements/

    But it seems 100,000s aren't going to claim pension credit - why?!

    Apparently stigma is an issue, accepting handouts, effectively
    begging. This
    comes across in some late night phone-ins I've been listening to. But
    isn't
    accepting the winter fuel payment much the same as claiming pension
    credit?

    It never was until now.

    Before Labour got in and started their targeting of pensioners for a punishment beating for predominantly voting Conservative, the WFA was a
    part and parcel of the ordinary state pension, earned by having paid in National Insurance for a number of years

    Utter nonsense. Gordon Brown introduced the WFA in 1997 in order
    to buy votes, under the guise of keeping pensioners 'warm' in
    winter. It is paid for by current working taxpayers (or in
    reality simply by adding to the national debt which future
    taxpayers are on the hook for).

    It was never any part of the state pension which itself is
    a classic benefit because someone who earns £166/week for 35
    years pays ZERO NI yet gets NI credits and is 'entitled' to the
    full state pension. Someone earning £1 million/week for 35 years
    pays a stonking amount of NI and tax (and his/her employer) yet
    this person is entitled to the same state pension (and WFA) as
    the person on £166/week.

    QED It's a benefit, but try explaining that to all those people
    who commented on the recent DT article about those 52% of people
    who are getting more in benefits than they pay in tax and NI -
    rising to 83% ? of pensioners.

    Cue much raging and frothing

    --- SoupGate-Win32 v1.05
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  • From JNugent@21:1/5 to Andrew on Mon Dec 23 16:42:50 2024
    On 23/12/2024 12:04 pm, Andrew wrote:

    On 22/12/2024 00:01, JNugent wrote:
    On 21/12/2024 11:17 am, RJH wrote:
    On 21 Dec 2024 at 08:13:45 GMT, Adrian Caspersz wrote:
    On 18/12/2024 10:16, The Natural Philosopher wrote:

    https://www.youtube.com/watch?v=mQrvmY5s2mo

    https://www.ageuk.org.uk/information-advice/money-legal/benefits-entitlements/

    But it seems 100,000s aren't going to claim pension credit - why?!

    Apparently stigma is an issue, accepting handouts, effectively
    begging. This comes across in some late night phone-ins I've been listening to.
    But isn't accepting the winter fuel payment much the same as claiming pension
    credit?

    It never was until now.

    Before Labour got in and started their targeting of pensioners for a
    punishment beating for predominantly voting Conservative, the WFA was
    a part and parcel of the ordinary state pension, earned by having paid
    in National Insurance for a number of years.

    Utter nonsense. Gordon Brown introduced the WFA in 1997 in order
    to buy votes, under the guise of keeping pensioners 'warm' in
    winter. It is paid for by current working taxpayers (or in
    reality simply by adding to the national debt which future
    taxpayers are on the hook for).

    Are you really trying to deny that pensioners get the state pension (neé Retirement Pension) only because they have either paid or been credited
    with decades of National Insurance contributions?

    Really?

    And the WFA was a part of that. Yes, it was added only during the late nineties, but that does not make it any less a component of the State
    Pension.

    [snipped: Party Political Broadcast on behalf of the Pension-Snatching
    Labour Party]

    --- SoupGate-Win32 v1.05
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  • From Timatmarford@21:1/5 to JNugent on Mon Dec 23 17:41:52 2024
    On 23/12/2024 16:42, JNugent wrote:
    On 23/12/2024 12:04 pm, Andrew wrote:

    On 22/12/2024 00:01, JNugent wrote:
    On 21/12/2024 11:17 am, RJH wrote:
    On 21 Dec 2024 at 08:13:45 GMT, Adrian Caspersz wrote:
    On 18/12/2024 10:16, The Natural Philosopher wrote:

    https://www.youtube.com/watch?v=mQrvmY5s2mo

    https://www.ageuk.org.uk/information-advice/money-legal/benefits-
    entitlements/

    But it seems 100,000s aren't going to claim pension credit - why?!

    Apparently stigma is an issue, accepting handouts, effectively
    begging. This comes across in some late night phone-ins I've been
    listening to.
    But isn't accepting the winter fuel payment much the same as
    claiming pension credit?

    It never was until now.

    Before Labour got in and started their targeting of pensioners for a
    punishment beating for predominantly voting Conservative, the WFA was
    a part and parcel of the ordinary state pension, earned by having
    paid in National Insurance for a number of years.

    Utter nonsense. Gordon Brown introduced the WFA in 1997 in order
    to buy votes, under the guise of keeping pensioners 'warm' in
    winter. It is paid for by current working taxpayers (or in
    reality simply by adding to the national debt which future
    taxpayers are on the hook for).

    Are you really trying to deny that pensioners get the state pension (neé Retirement Pension) only because they have either paid or been credited
    with decades of National Insurance contributions?

    Really?

    And the WFA was a part of that. Yes, it was added only during the late nineties, but that does not make it any less a component of the State Pension.

    [snipped: Party Political Broadcast on behalf of the Pension-Snatching
    Labour Party]
    :-)
    I get a reduced pension due to being *opted out* as self employed from
    the age of forty. The WFA was a nice Christmas present.

    --- SoupGate-Win32 v1.05
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  • From Andrew@21:1/5 to JNugent on Mon Dec 23 20:19:08 2024
    On 23/12/2024 16:42, JNugent wrote:
    On 23/12/2024 12:04 pm, Andrew wrote:

    On 22/12/2024 00:01, JNugent wrote:
    On 21/12/2024 11:17 am, RJH wrote:
    On 21 Dec 2024 at 08:13:45 GMT, Adrian Caspersz wrote:
    On 18/12/2024 10:16, The Natural Philosopher wrote:

    https://www.youtube.com/watch?v=mQrvmY5s2mo

    https://www.ageuk.org.uk/information-advice/money-legal/benefits-entitlements/

    But it seems 100,000s aren't going to claim pension credit - why?!

    Apparently stigma is an issue, accepting handouts, effectively
    begging. This comes across in some late night phone-ins I've been
    listening to.
    But isn't accepting the winter fuel payment much the same as
    claiming pension credit?

    It never was until now.

    Before Labour got in and started their targeting of pensioners for a
    punishment beating for predominantly voting Conservative, the WFA was
    a part and parcel of the ordinary state pension, earned by having
    paid in National Insurance for a number of years.

    Utter nonsense. Gordon Brown introduced the WFA in 1997 in order
    to buy votes, under the guise of keeping pensioners 'warm' in
    winter. It is paid for by current working taxpayers (or in
    reality simply by adding to the national debt which future
    taxpayers are on the hook for).

    Are you really trying to deny that pensioners get the state pension (neé Retirement Pension) only because they have either paid or been credited
    with decades of National Insurance contributions?

    read what I posted, ffs.

    Really?

    And the WFA was a part of that.
    NO IT WASN'T. It is NO part of the state pension, and never
    existed prior to 1997. Since 1997 pensioners have done far
    better than people on low/minimum wages. It is no longer
    needed for the vast majority of them.

    The triple lock more than compensates for the so-called 'loss'
    of the WFA anyway.

    --- SoupGate-Win32 v1.05
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  • From SteveW@21:1/5 to Andrew on Mon Dec 23 23:57:52 2024
    On 23/12/2024 20:19, Andrew wrote:
    On 23/12/2024 16:42, JNugent wrote:
    On 23/12/2024 12:04 pm, Andrew wrote:

    On 22/12/2024 00:01, JNugent wrote:
    On 21/12/2024 11:17 am, RJH wrote:
    On 21 Dec 2024 at 08:13:45 GMT, Adrian Caspersz wrote:
    On 18/12/2024 10:16, The Natural Philosopher wrote:

    https://www.youtube.com/watch?v=mQrvmY5s2mo

    https://www.ageuk.org.uk/information-advice/money-legal/benefits-
    entitlements/

    But it seems 100,000s aren't going to claim pension credit - why?!

    Apparently stigma is an issue, accepting handouts, effectively
    begging. This comes across in some late night phone-ins I've been
    listening to.
    But isn't accepting the winter fuel payment much the same as
    claiming pension credit?

    It never was until now.

    Before Labour got in and started their targeting of pensioners for a
    punishment beating for predominantly voting Conservative, the WFA
    was a part and parcel of the ordinary state pension, earned by
    having paid in National Insurance for a number of years.

    Utter nonsense. Gordon Brown introduced the WFA in 1997 in order
    to buy votes, under the guise of keeping pensioners 'warm' in
    winter. It is paid for by current working taxpayers (or in
    reality simply by adding to the national debt which future
    taxpayers are on the hook for).

    Are you really trying to deny that pensioners get the state pension
    (neé Retirement Pension) only because they have either paid or been
    credited with decades of National Insurance contributions?

    read what I posted, ffs.

    Really?

    And the WFA was a part of that.
    NO IT WASN'T. It is NO part of the state pension, and never
    existed prior to 1997. Since 1997 pensioners have done far
    better than people on low/minimum wages. It is no longer
    needed for the vast majority of them.

    The triple lock more than compensates for the so-called 'loss'
    of the WFA anyway.

    No it does not. The triple lock compensates for inflation, comparison
    with wage increases or 2.5%, whichever is higher. It does not compensate
    for the loss of the WFA at all. UK pensions are pitifully low and the
    triple lock was designed to gradually bring them up to a reasonable
    level - except that the rate of increase is expected to do so only after
    90 years!

    Kier Starmer has recently claimed in Parliament that *EVERY* pensioner
    will be receiving an increase of £472 per year, but this is an outright
    lie. Any pensioner on the pre-2016 pension gets just £363 - which minus
    the WFA of £300, leaves an increase of just £63 ... dwarfed by the
    increases in the costs of shopping, council tax, fuel, and much more.

    Every year, the pre-2016 pensions grow worse, as the basic pension
    increases by the triple-lock rate, but the SERPS top-up does not, while
    the already higher post-2016 pension increases by the full amount.

    --- SoupGate-Win32 v1.05
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  • From RJH@21:1/5 to SteveW on Tue Dec 24 06:34:22 2024
    On 23 Dec 2024 at 23:57:52 GMT, SteveW wrote:

    <div id="editor" contenteditable="false">> The triple lock more than compensates for the so-called 'loss'
    of the WFA anyway.

    No it does not. The triple lock compensates for inflation, comparison
    with wage increases or 2.5%, whichever is higher. It does not compensate
    for the loss of the WFA at all. UK pensions are pitifully low and the
    triple lock was designed to gradually bring them up to a reasonable
    level - except that the rate of increase is expected to do so only after
    90 years!

    Kier Starmer has recently claimed in Parliament that *EVERY* pensioner
    will be receiving an increase of £472 per year, but this is an outright
    lie. Any pensioner on the pre-2016 pension gets just £363 - which minus
    the WFA of £300, leaves an increase of just £63 ... dwarfed by the increases in the costs of shopping, council tax, fuel, and much more.


    Isn't that the point of pension credit, though - it tops up income, as well as giving simple access to many other benefits?

    Every year, the pre-2016 pensions grow worse, as the basic pension
    increases by the triple-lock rate, but the SERPS top-up does not, while
    the already higher post-2016 pension increases by the full amount.


    As mentioned up-thread, getting people on to pension credit is a big issue - for almost a million pensioners. This is a decent summary of the situation,
    and suggests a way to sort it out (make income and tax data available to LAs):

    https://www.theguardian.com/commentisfree/2024/dec/23/benefits-unclaimed-vulnerable-pension-credit-government

    --
    Cheers, Rob, Sheffield UK

    --- SoupGate-Win32 v1.05
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  • From Andrew@21:1/5 to SteveW on Tue Dec 24 17:47:58 2024
    On 23/12/2024 23:57, SteveW wrote:
    On 23/12/2024 20:19, Andrew wrote:
    On 23/12/2024 16:42, JNugent wrote:
    On 23/12/2024 12:04 pm, Andrew wrote:

    On 22/12/2024 00:01, JNugent wrote:
    On 21/12/2024 11:17 am, RJH wrote:
    On 21 Dec 2024 at 08:13:45 GMT, Adrian Caspersz wrote:
    On 18/12/2024 10:16, The Natural Philosopher wrote:

    https://www.youtube.com/watch?v=mQrvmY5s2mo

    https://www.ageuk.org.uk/information-advice/money-legal/benefits- >>>>>>> entitlements/

    But it seems 100,000s aren't going to claim pension credit - why?!

    Apparently stigma is an issue, accepting handouts, effectively
    begging. This comes across in some late night phone-ins I've been
    listening to.
    But isn't accepting the winter fuel payment much the same as
    claiming pension credit?

    It never was until now.

    Before Labour got in and started their targeting of pensioners for
    a punishment beating for predominantly voting Conservative, the WFA
    was a part and parcel of the ordinary state pension, earned by
    having paid in National Insurance for a number of years.

    Utter nonsense. Gordon Brown introduced the WFA in 1997 in order
    to buy votes, under the guise of keeping pensioners 'warm' in
    winter. It is paid for by current working taxpayers (or in
    reality simply by adding to the national debt which future
    taxpayers are on the hook for).

    Are you really trying to deny that pensioners get the state pension
    (neé Retirement Pension) only because they have either paid or been
    credited with decades of National Insurance contributions?

    read what I posted, ffs.

    Really?

    And the WFA was a part of that.
    NO IT WASN'T. It is NO part of the state pension, and never
    existed prior to 1997. Since 1997 pensioners have done far
    better than people on low/minimum wages. It is no longer
    needed for the vast majority of them.

    The triple lock more than compensates for the so-called 'loss'
    of the WFA anyway.

    No it does not. The triple lock compensates for inflation, comparison
    with wage increases or 2.5%, whichever is higher. It does not compensate
    for the loss of the WFA at all. UK pensions are pitifully low

    Read my previous post !.

    Someone earning £166/week for 48 weeks and then for 35 years will
    pay ZERO NI but will get 1 years NI credit per year and that
    entitles him/her to a free state pension worth £238,000 (m) or
    £268,000 (f).

    I don't call that 'pitifully low', I call it wonderfully generous
    and on top of that is all-you-can-eat-for-FREE NHS treatment, which
    for every person over 85 is worth an average of another £30,000 per
    year. No other country provides this, and for a good economic reason,
    it is impossible without destroying the economy with unsustainable
    taxes or debt or both.

    Many EU countries pay higher pensions because the recipients and their employers have paid in far higher levels of social taxes than have been
    levied in the UK since 1947. In most if not all these countries there
    are additional charges that UK residents have become used to getting
    for free. The only other country that is similar to the UK is Ireland
    and they too have massive debt problems caused by an ageing and
    unhealthy population.

    "There are nearly 12 million (11,989,322) people aged 65 and above in
    the UK of which: o 5.4 million people are aged 75+, o 1.6 million are
    aged 85+, o Over 500,000 people are 90+ (579,776) o 14,430 are
    centenarians (ONS, 2018f, 2018e)."

    --- SoupGate-Win32 v1.05
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  • From SteveW@21:1/5 to RJH on Wed Dec 25 01:37:17 2024
    On 24/12/2024 06:34, RJH wrote:
    On 23 Dec 2024 at 23:57:52 GMT, SteveW wrote:

    <div id="editor" contenteditable="false">> The triple lock more than
    compensates for the so-called 'loss'
    of the WFA anyway.

    No it does not. The triple lock compensates for inflation, comparison
    with wage increases or 2.5%, whichever is higher. It does not compensate
    for the loss of the WFA at all. UK pensions are pitifully low and the
    triple lock was designed to gradually bring them up to a reasonable
    level - except that the rate of increase is expected to do so only after
    90 years!

    Kier Starmer has recently claimed in Parliament that *EVERY* pensioner
    will be receiving an increase of £472 per year, but this is an outright
    lie. Any pensioner on the pre-2016 pension gets just £363 - which minus
    the WFA of £300, leaves an increase of just £63 ... dwarfed by the
    increases in the costs of shopping, council tax, fuel, and much more.


    Isn't that the point of pension credit, though - it tops up income, as well as
    giving simple access to many other benefits?

    Those on the full old pension do not get pension credit.

    --- SoupGate-Win32 v1.05
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  • From Jeff Layman@21:1/5 to Pamela on Wed Dec 25 08:13:35 2024
    On 24/12/2024 18:57, Pamela wrote:
    centenarians (ONS, 2018f, 2018e)."

    Presumably you've seen the House of Commons report in October this year called "Pensions: International comparisons"?

    <https://researchbriefings.files.parliament.uk/documents/SN00290/>

    Correct link: <https://researchbriefings.files.parliament.uk/documents/SN00290/SN00290.pdf>

    --
    Jeff

    --- SoupGate-Win32 v1.05
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  • From Harry Bloomfield Esq@21:1/5 to RJH on Wed Dec 25 10:51:34 2024
    On 24/12/2024 06:34, RJH wrote:
    Isn't that the point of pension credit, though - it tops up income, as well as
    giving simple access to many other benefits?

    And there lies the problem....

    For those who's pension is a few pennies higher than the limit, they get
    no benefits. Get just a few pence less, and you suddenly gain an
    entilement to a whole raft of benifits and discounts.

    --- SoupGate-Win32 v1.05
    * Origin: fsxNet Usenet Gateway (21:1/5)
  • From Max Demian@21:1/5 to Andrew on Wed Dec 25 11:57:26 2024
    On 24/12/2024 17:47, Andrew wrote:
    On 23/12/2024 23:57, SteveW wrote:
    On 23/12/2024 20:19, Andrew wrote:
    On 23/12/2024 16:42, JNugent wrote:

    And the WFA was a part of that.

    NO IT WASN'T. It is NO part of the state pension, and never
    existed prior to 1997. Since 1997 pensioners have done far
    better than people on low/minimum wages. It is no longer
    needed for the vast majority of them.

    The triple lock more than compensates for the so-called 'loss'
    of the WFA anyway.

    No it does not. The triple lock compensates for inflation, comparison
    with wage increases or 2.5%, whichever is higher. It does not
    compensate for the loss of the WFA at all. UK pensions are pitifully low

    Read my previous post !.

    Someone earning £166/week for 48 weeks and then for 35 years will
    pay ZERO NI but will get 1 years NI credit per year and that
    entitles him/her to a free state pension worth £238,000 (m) or
    £268,000 (f).

    I don't call that 'pitifully low', I call it wonderfully generous
    and on top of that is all-you-can-eat-for-FREE NHS treatment, which
    for every person over 85 is worth an average of another £30,000 per
    year. No other country provides this, and for a good economic reason,
    it is impossible without destroying the economy with unsustainable
    taxes or debt or both.

    The basic state (old or new) is enough for day to day expenses, but
    allows nothing for housing (assuming renting). It's not clear how
    housing could be allowed for, as it is very variable according to where
    you live, and if it was all paid for, rents would increase as more money
    is available.

    --
    Max Demian

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